Our interest rates and fees

We work with various finance partners to provide vehicle and personal loans. The fees charged can vary depending on which finance company you're matched with. Here's a summary of the fee ranges you might expect:

Mandatory fees

These fees are typically added to your loan amount:

‍Establishment fee: $136 to $350  

This fee is for processing your loan application.

PPSR fee: $0 to $14  

This fee is for registering security you provide for the loan (e.g., a vehicle) on the Personal Property Securities Register.

Ongoing fees

Monthly fee: $0 to $9.85  

Also known as a Maintenance Fee or Administration Fee which is charged whilst you have the loan.

Other potential fees

Finance companies may charge additional fees in certain circumstances:

• Early repayment fee
• Loan modification fee
• Default fee

The exact amounts for these fees can vary between finance companies. Full fee information will be provided in your loan contract.

Important notes:

• Fees are subject to change.
• You are not charged fees if you do not take out a loan.
• We strongly recommend reviewing all fees in the loan contract before accepting any loan offer.

is information is for general guidance only. Your specific loan terms may differ based on the finance company you're matched with and your individual circumstances.

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