Powering kiwi business growth

At MatchMe Money, we're passionate about helping businesses thrive. As a proudly Kiwi-owned brokerage, we connect companies with financial solutions designed to fuel their business growth and success.

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Builder applying for business loan on his phone.

Your partner for business finance

Smart matching, fast funding, a brighter future. We simplify business finance so you can focus on what you do best - running and growing your company.

Save time and money.

Fast loan matching

Get matched with competitive loan options and approved fast.

Business and personal loans.

Tailored solutions

Access a wide range of loan options, perfectly matched to your unique business needs.

Transparent loan options

Stress free finance

A streamlined, transparent process to make financing your business simple and worry-free.

How it works

Getting started is simple

1
About your business

Complete our simple online business application and see if you qualify for a business loan in a few minutes.

2
Tailored matching

We handle the legwork, assessing your likelihood of approval and matching you with our panel of financiers.

3
Choose your ideal loan

Explore transparent loan options and terms, selecting the loan best suited for your business needs and budget.

4
Fast funding

Once approved, sign your documents electronically and receive your funds quickly, often within 24 hours.

Farmer on phone to MatchMe Money discussing his business loan.

Our business finance solutions

  • Business growth & expansion

    Fund new ventures, hire employees, or renovate your premises.

  • Asset & equipment finance

    Purchase or lease vital business assets, equipment, or inventory.

  • Working capital managment

    Cover day-to-day expenses, manage cash flow, or handle unplanned costs.

  • Debt consolidation

    Streamline multiple debts, including tax and non-tax obligations.

  • Supplier & inventory finance

    Pay suppliers, purchase inventory, or optimise your supply chain.

  • Specialist business needs

    Funding for a unique or specific business purpose.

Business loan repayment calculator

Plan your business finances with confidence. Estimate how much your repayments could be, based on how long you would like to make them for.

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Estimated monthly loan repayments from

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Total repayment (Incl. interest and fees)
Find your rates

The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.

key loan information

What you need to know up front

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Over 18 years of age
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Valid New Zealand passport or drivers license
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New Zealand citizen or permanent resident
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A valid NZBN number
$3,000 - $2,000,000
Loan amount
$5,000
Minimum monthly revenue
10.95% - 29.95%
Interest rates
4 months
Minimum trading history

View further information about our interest rates and fees.

In case you missed anything?

How much can I borrow for my business?

MatchMe Money offers business loans ranging from $3,000 to $2,000,000. The amount you can borrow depends on your business's specific circumstances and financial health.

How long does the application process take?

Our online application takes less than 5 minutes to complete. You can often receive a decision within minutes and, if approved, funding can be as quick as 24 hours.

What types of business do you provide loans for?

We work with a wide range of businesses across various industries. As long as you meet our eligibility criteria, we can likely help you.

Can I use the business loan for any business purpose?

Our loans can be used for a variety of business purposes, including working capital, equipment purchase, expansion, or refinancing existing debt.

Are there any fees associated with getting a business loan?

Yes, there's an establishment fee of up to $395 and an introducer fee of up to $995. Our fees will be clearly outlined in the loan documentation you receive prior to commiting to a loan.

How do the business loan repayments work?

Repayment terms are flexible and can be tailored to your business's cash flow. Options typically include weekly, fortnightly, or monthly repayments over the term of the loan.

What documentation do I need to provide for a business loan?

We require a copy of your drivers license or passport for identification. We also require three months of bank statements to verify your revenue and assess your financial situation accurately. Depending on the loan facility you're applying for, we may also require:

  • Income statement: (Profit and Loss): A financial summary of your business income and expenses..
  • Balance sheet: A statement showing your business's assets and liabilities, detailing both revenue and expenses.
  • Transaction history: Recent transaction history from your business trading account and any business credit cards (if applicable).

Our team will guide you on the specific documents needed for your application

Still have questions?

Explore our Frequently Asked Questions so that you can make an informed decision about your personal loan. If you need further assistance, our team is here to help.

Frequently Asked Questions

Why choose MatchMe Money

We understand the unique needs of Kiwi businesses. We’re here to assist you with personalised, transparent and reliable financial solutions.

‍Local expertise

As a 100% New Zealand owned company, we understand the unique challenges and opportunities in the Kiwi business landscape.

‍Cutting-edge technology

We use advanced matching technology to connect you with financiers fast, giving you access to business loan options and terms all in one place.

‍Comprehensive security

Your personal and financial information is safeguarded with bank-level encryption, giving you peace of mind throughout the application process.

Woman on phone speaking to MatchMe Money.
Important information
  1. Interest rates can range from 9.99% p.a. to 29.95% p.a. for vehicle and personal loans with terms of 12 to 84 months. Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
  2. Please view our rates and fees. Additional lender fees may apply. Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Offers are subject to approval. Terms and conditions apply.
  3. Please note that we do not provide financial advice. The information on this page does not constitute a loan offer. We strongly recommend that you seek independent financial advice before making any financial decisions. Every individual's financial situation is unique, and a qualified financial advisor can provide personalised guidance based on your specific circumstances.
  4. Taking out a loan is a significant financial decision. Make sure you fully understand all terms, conditions, and potential costs before proceeding. If you have any questions about the information provided, please don't hesitate to ask us for clarification.

Ready to fuel your business growth?

Get started with a business loan that's quick, easy, and tailored for your business.

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MatchMe Money Limited (FSP1007463) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008.

© 2025 MatchMe Money Limited (FSP1007463). All rights reserved.