Making life's moments matter

We're here to help in the moments that count. MatchMe Money can match you with personal loans in minutes, offering competitive rates and flexible loan options.

Find your rates
Plan your budget
Couple with baby at beach

Your finance partner on life’s journey

At MatchMe Money, we provide smarter financing solutions to help connect our customers with the financial products they need, making life's moments truly matter.

Tailored solutions

From debt consolidation to home improvements, we match you to loans suited for your unique needs and circumstances.

Save time and money

Save time and money

We connect you with a network of lenders, ensuring you get competitive rates, without the need to shop around.

Stress free finance

Our seamless, hassle-free approach takes the guesswork out of securing competitive rates, saving you time and effort.

How it works

Getting started is simple

1
Tell us about you

Answer a few questions and verify your identity in a few minutes with just your driver's license or passport.

2
Get matched in minutes

We handle the legwork, assessing your likelihood of approval and matching you with lenders.

3
Find your ideal loan

Explore transparent loan options and terms, selecting the loan best suited for your budget and needs.

4
Sign and receive funds

We facilitate signing of the loan documents and quick release of funds, getting you moving on with life faster.

Personal loan calculator

Plan your finances with confidence. Estimate how much your repayments could be, based on how long you would like to make them for.

Select field
Select field
Select field

Estimated monthly loan repayments from

$0

Total repayment (Incl. interest and fees)
Find your rates

The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.

key loan information

What you need to know up front

Tickbox.
Over 18 years of age
Tickbox.
Valid New Zealand passport or drivers license
Tickbox.
New Zealand citizen, permanent resident or visa holder
Tickbox.
No active defaults, judgements or bankruptcies
$3,000 - $100,000
Loan amount
Up to $395
Establishment fee
9.99% - 29.95%
Interest rates
Up to $995
Introducer fee

View further information about our interest rates and fees.

Personal loans for life's moments

Whether you're planning a wedding, consolidating debt or embarking on a dream holiday, we're here to help with a range of personal loans

Personal loans

Personal loans for life's moments

Wedding and events

Turn your dream celebration into reality

Emergency expenses

A personal loan to cover unexpected costs

Travel and holiday

Transform your travel aspirations

Home renovation

Finance your home renovation or emergency repairs

Secured or unsecured loan?

Secured personal loans use an asset (like a vehicle or property) as security, and lenders may offer lower interest rates, higher borrowing limits, and longer repayment terms. However, the asset may possibly be repossessed if you do not keep up on the payments for the loan.

Unsecured loans don't require security, which could provide more flexibility in fund usage and possibly a simpler application process. However, these loans typically have higher rates, lower limits, and possibly shorter terms.

Whether you need a secured on unsecured loan, MatchMe Money can help match you with loan options tailored to your financial situation.

Mother and baby in their new car funded by MatchMe Money

In case you missed anything?

How much can I borrow with a personal loan?

We can connect you to lenders offering loans from $3,000 - $100,000. The amount you can borrow depends on your individual circumstances. We'll assess your income, expenses, and credit history to determine the most suitable loan amount for your situation

What can I get a personal loan for?

Personal loans can be used for almost any legitimate purpose. This includes debt consolidation, weddings, travel, home renovations, and more. If you have a specific use in mind and are unsure, feel free to ask us about it.

How quickly can I get a personal loan?

You can receive a decision in minutes, and once everything is finalised, the funds can often be released on the same day. The more information you provide upfront, the quicker we can process your application.

Who can apply for a personal loan?

You're eligible to apply if you're over 18, a New Zealand citizen, permanent resident, or valid visa holder, and have a regular income. We'll need to verify that you can comfortably manage your loan repayments.

Will applying for a loan affect my credit score?

Checking your eligibility with us won't affect your credit score. We perform a 'soft' enquiry that doesn't leave a mark on your credit report. Your score will only be impacted if you decide to accept a loan offer.

Still have questions?

Read our Frequently Asked Questions in our help section or get in touch.

Frequently Asked Questions

Why choose us

As a New Zealand-based company, we understand the unique needs of Kiwis and the local finance landscape. We’re here to assist you with personalised, transparent, and reliable financial solutions.

Cutting edge technology

We use the latest technology to match you to lenders fast, giving you access to personal loan options all in one place.

Comprehensive security

Your personal and financial information is safe guarded with bank-level encryption, giving you peace of mind throughout the application process.

Transparency you can trust

We believe in clear honest communication, no hidden fees or confusing jargon.

Woman on phone speaking to MatchMe Money.
Important information
  1. Interest rates can range from 9.99% p.a. to 29.95% p.a. for vehicle and personal loans with terms of 12 to 84 months. Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
  2. Please view our rates and fees. Additional lender fees may apply. Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Offers are subject to approval. Terms and conditions apply.
  3. Please note that we do not provide financial advice. The information on this page does not constitute a loan offer. We strongly recommend that you seek independent financial advice before making any financial decisions. Every individual's financial situation is unique, and a qualified financial advisor can provide personalised guidance based on your specific circumstances.
  4. Taking out a loan is a significant financial decision. Make sure you fully understand all terms, conditions, and potential costs before proceeding. If you have any questions about the information provided, please don't hesitate to ask us for clarification.

Your life’s moments matter

Get started with a personal loan that's quick, easy, and tailored just for you.

Get started

MatchMe Money Limited (FSP1007463) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008.

© 2025 MatchMe Money Limited (FSP1007463). All rights reserved.