Don't let car finance slow you down

Stressed about finding a car loan? MatchMe Money can match you with car loans in minutes, offering competitive rates and affordable loan options for new and used vehicles.

Couple with their new car, purchased with a motor vehicle loan

Tired of being stuck in the slow lane?

MatchMe Money provides smarter financing solutions, seamlessly connecting New Zealanders with the financial products they need.

Tailored car financing

From compact city cars to utes and family SUVs, we match you to competitive loan offers for your new vehicle.

Save time and money

We connect you with a network of lenders, ensuring you get competitive rates without having to shop around.

Stress free car loans

Discover loan options that suit your budget and needs, then apply with ease for a hassle-free experience.

Tradesperson working, used a loan for a new business vehicle

Loans for all types of cars

  • New cars

    Finance a brand-new car

  • Used cars

    Fund a pre-loved car to get you on the road

  • Commercial vehicles

    Fund cars, vans, or utes for business use

  • Refinancing

    Improve your current car loan terms

  • Car upgrades

    Finance for vehicle improvements or modifications

How it works

Getting started is simple

1
Tell us about you

Answer a few questions and verify your identity in a few minutes with just your driver's license or passport.

2
Get matched in minutes

We handle the legwork, assessing your likelihood of approval and matching you with lenders.

3
Find your ideal loan

Explore transparent loan options and terms, selecting the loan best suited for your budget and needs.

4
Sign and drive away

We facilitate signing of the loan documents and quick release of funds, getting you on the road faster.

Car loan repayment calculator

Estimate how much your repayments could be, based on how long you would like to make them for.

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Estimated monthly loan repayments from

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Total repayment (Incl. interest and fees)

The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.

key loan information

What you need to know up front

Over 18 years of age
Valid New Zealand passport or drivers license
New Zealand citizen, permanent resident or visa holder
No active defaults, judgements or bankruptcies
$3,000 - $100,000
Loan amount
Up to $395
Establishment fee
10.95% - 29.95%
Interest rates
Up to $995
Introducer fee

View further information about our interest rates and fees.

Secured or unsecured loan?

Secured car loans use an asset (like a car or even property) as security. If you use a car as security, lenders may offer lower interest rates, higher borrowing limits, and longer repayment terms. However, the car may possibly be repossessed if you do not keep up on the payments for the loan.

Unsecured car loans don't require security, which could provide for a simpler application process. However, these types of car loans typically have higher rates, lower loan limits, and possibly shorter terms.

Whether you need a secured on unsecured car loan, MatchMe Money can help match you with car loan options tailored to your financial situation.

Young mother on the school run with a new car funded with MatchMe Money vehicle loan

In case you missed anything?

How much can I borrow for a car loan?

We can connect you to lenders offering loans from $3,000 - $100,000. The amount you can borrow depends on your individual circumstances can the value of the car. We'll assess your income, expenses, and credit history to determine the most suitable car loan amount for your situation.

How quickly can I get a car loan?

You can receive a decision in minutes, and once everything is finalised, we can often release the funds on the same day. The more information you provide upfront, the quicker we can process your application.

Will applying for a car loan affect my credit score?

Checking your eligibility with us won't affect your credit score. We perform a 'soft' enquiry that doesn't leave a mark on your credit report. Your score will only be impacted if you decide to accept a loan offer

What can I use a car loan for?

Our loans can be used for almost any new or used car, whether you are looking for a compact city car or a robust utility vehicle. Please note that we don’t currently offer car loans for classic or specialist vehicles.

Who can apply for a car loan?

You're eligible to apply if you're over 18, a New Zealand citizen, permanent resident, or valid visa holder, and have a regular income. We'll need to verify that you can comfortably manage your loan repayments.

Still have questions?

Explore our Frequently Asked Questions so that you can make an informed decision about your car loan. If you need further assistance, our team is here to help.

Loans for all types of vehicles

Whether you're thinking of a new car, an electric vehicle, a boat for weekend getaways, a motorcycle for exhilarating rides, or  a caravan for your next holiday, we're here to help.

Why choose us

As a New Zealand-based company, we understand the unique needs of Kiwis and the local finance landscape. We’re here to assist you with personalised, transparent, and reliable financial solutions.

Cutting edge technology

We use the latest technology to match you to lenders fast, giving you access to personal loan options all in one place.

Comprehensive security

Your personal and financial information is safe guarded with bank-level encryption, giving you peace of mind throughout the application process.

Transparency you can trust

We believe in clear honest communication, no hidden fees or confusing jargon.

Important information
  1. Interest rates can range from 10.95% p.a. to 29.95% p.a. for vehicle and personal loans with terms of 12 to 60 months. Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
  2. Please view our rates and fees. Additional lender fees may apply. Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Offers are subject to approval. Terms and conditions apply.
  3. Please note that we do not provide financial advice. The information on this page does not constitute a loan offer. We strongly recommend that you seek independent financial advice before making any financial decisions. Every individual's financial situation is unique, and a qualified financial advisor can provide personalised guidance based on your specific circumstances.
  4. Taking out a loan is a significant financial decision. Make sure you fully understand all terms, conditions, and potential costs before proceeding. If you have any questions about the information provided, please don't hesitate to ask us for clarification.

We've got the financing to fuel your ambitions

Make MatchMe Money work for you. Let us help finance your new car, quick, easy, and hassle-free.