Get on the road faster

Don't let financing hold you back. At MatchMe Money, we can match you with vehicle loans in minutes, offering competitive rates and affordable loan options for cars, motorcycles, boats, caravans, and more.

Couple with their new car, purchased with a motor vehicle loan

Your finance partner on life's journey

MatchMe Money provides smarter financing solutions for vehicle finance, seamlessly connecting New Zealanders with the financial products they need.

Versatile vehicle financing

From cars and motorcycles to boats and caravans, we can match you with loans suited to your ideal vehicle.

Save time and money

We connect you with a network of lenders, ensuring you get competitive rates without having to shop around.

Stress free finance

Find loan options that suit your budget, lifestyle and vehicle plans, then apply with ease for a hassle-free experience.

Father and daughter celebrating a new car funded by MatchMe Money

Find a loan for your new vehicle

  • Car loans

    Fund a new or used car

  • Electric vehicle loans

    Go green with competitive EV or PHEV finance

  • Motorcycle loans

    Hit the open road with tailored bike loans

  • Boat loans

    Get out on the water with flexible boat finance

  • Caravan loans

    Finance for your home away from home

How it works

Getting started is simple

1
Tell us about you

Answer a few questions and verify your identity in a few minutes with just your driver's license or passport.

2
Get matched in minutes

We handle the legwork, assessing your likelihood of approval and matching you with lenders.

3
Find your ideal loan

Explore transparent loan options and terms, selecting the loan best suited for your budget and needs.

4
Sign and drive away

We facilitate signing of the loan documents and quick release of funds, getting you on the road faster.

Vehicle loan repayment calculator

Plan your next vehicle purchase with confidence. Estimate how much your repayments could be, based on how long you would like to make them for.

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Estimated monthly loan repayments from

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Total repayment (Incl. interest and fees)

The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.

key loan information

What you need to know up front

Over 18 years of age
Valid New Zealand passport or drivers license
New Zealand citizen, permanent resident or visa holder
No active defaults, judgements or bankruptcies
$3,000 - $100,000
Loan amount
Up to $395
Establishment fee
10.95% - 29.95%
Interest rates
Up to $995
Introducer fee

View further information about our interest rates and fees.

Secured or unsecured loan?

Secured personal loans use an asset (like a vehicle or property) as security, and lenders may offer lower interest rates, higher borrowing limits, and longer repayment terms. However, the asset may possibly be repossessed if you do not keep up on the payments for the loan.

Unsecured loans don't require security, which could provide more flexibility in fund usage and possibly a simpler application process. However, these loans typically have higher rates, lower limits, and possibly shorter terms.

Whether you need a secured on unsecured loan, MatchMe Money can help match you with loan options tailored to your financial situation.

Dog in new car, funded by MatchMe Money

In case you missed anything?

What types of vehicles can I finance?

Vehicle loans cover a wide range of vehicles, including cars, electric vehicles, boats, motorcycles, and caravans. Whether you're looking for a family car, a weekend cruiser, or an adventure vehicle, we can help you find the right financing option.

Can I use the loan for vehicle accessories or modifications?

Absolutely! Vehicle loans can cover not just the vehicle itself, but also essential accessories or modifications you might need, such as roof racks, tow bars, or electronic upgrades.

How much can I borrow with a vehicle loan?

We can connect you to lenders offering loans from $3,000 - $100,000. The amount you can borrow depends on your individual circumstances. We'll assess your income, expenses, and credit history to determine the most suitable loan amount for your situation.

How quickly can I get a loan?

You can receive a decision in minutes, and once everything is finalised, we can work with our lending partners to release the funds, often on the same day. The more information you provide upfront, the quicker we can process your application.

Will applying for a vehicle loan affect my credit score?

Checking your eligibility with us won't affect your credit score. We perform a 'soft' enquiry that doesn't leave a mark on your credit report. Your score will only be impacted if you decide to accept a loan offer.

Still have questions?

Explore our Frequently Asked Questions so that you can make an informed decision about your vehicle loan. If you need further assistance, our team is here to help.

Loans for all types of vehicles

Whether you're thinking of a new car, an electric vehicle, a boat for weekend getaways, a motorcycle for exhilarating rides, or  a caravan for your next holiday, we're here to help.

Why choose us

As a New Zealand-based company, we understand the unique needs of Kiwis and the local finance landscape. We’re here to assist you with personalised, transparent, and reliable financial solutions.

Cutting edge technology

We use the latest technology to match you to lenders fast, giving you access to personal loan options all in one place.

Comprehensive security

Your personal and financial information is safe guarded with bank-level encryption, giving you peace of mind throughout the application process.

Transparency you can trust

We believe in clear honest communication, no hidden fees or confusing jargon.

Important information
  1. Interest rates can range from 10.95% p.a. to 29.95% p.a. for vehicle and personal loans with terms of 12 to 60 months. Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
  2. Please view our rates and fees. Additional lender fees may apply. Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Offers are subject to approval. Terms and conditions apply.
  3. Please note that we do not provide financial advice. The information on this page does not constitute a loan offer. We strongly recommend that you seek independent financial advice before making any financial decisions. Every individual's financial situation is unique, and a qualified financial advisor can provide personalised guidance based on your specific circumstances.
  4. Taking out a loan is a significant financial decision. Make sure you fully understand all terms, conditions, and potential costs before proceeding. If you have any questions about the information provided, please don't hesitate to ask us for clarification.

Your journey starts here

Let us help finance your new vehicle, quick and easy.