Your journey begins here

Whether you're planning your dream holiday or need to travel unexpectedly, MatchMe Money can help. We'll match you with personal loans in minutes, offering competitive rates and flexible options to get you where you need to go.

Family holiday in Queenstown with a travel loan from MatchMe Money

Turning dreams into reality

At MatchMe Money, we understand that travel isn't just about holidays, sometimes it's a necessity. Our travel loans are designed to help you take a break, explore, or handle unexpected travel situations with ease.

Tailored travel finance

From quick breaks and holidays to emergency trips, we can match you to loans suited to your unique travel needs and budget.

Save time and money

We connect you with a network of lenders, ensuring you get the best possible rates for your travel loan.

Stress-free financing

Our application is quick, you can focus on your travel plans while we handle the financial details

Couple used a travel loan to take a kayaking holiday

Why choose a travel loan

  • Flexible financing

    Tailor your loan with repayment terms from 1 to 5 years.

  • Fixed repayments

    Know exactly what you'll pay each month, making it easier to budget.

  • Quick funding

    Receive funds quickly to secure deals on flights and accommodation.

  • Stress free financing

    Focus on planning your dream trip, whilst we handle the loan process.

  • All-in-one solution

    Finance all aspects of your trip, from flights and accommodation to tours and local transportation

How it works

Getting started is simple

1
Tell us about you

Answer a few questions and verify your identity in few minutes with just your driver's license or passport.

2
Get matched in minutes

We handle the legwork, assessing your likelihood of approval and matching you with lenders.

3
Find your ideal loan

Explore transparent loan options and terms, selecting the loan best suited for your budget and travel needs.

4
Sign and receive your funds

We facilitate signing of the loan documents and quick release of funds, helping you plan your travel faster

Travel loan repayment calculator

Plan your travel with confidence. Estimate how much your repayments could be, based on how long you would like to make them for.

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Estimated monthly loan repayments from

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Total repayment (Incl. interest and fees)

The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.

key loan information

What you need to know up front

Over 18 years of age
Valid New Zealand passport or drivers license
New Zealand citizen, permanent resident or visa holder
No active defaults, judgements or bankruptcies
$3,000 - $100,000
Loan amount
Up to $395
Establishment fee
10.95% - 29.95%
Interest rates
Up to $995
Introducer fee

View further information about our interest rates and fees.

Create your perfect itinerary

Our travel loans can help you finance various aspects of your journey, whether planned or unexpected:

Holiday travel
  • Flights and accomodation
  • Tour packages and cruises
  • Activities and experiences
  • Travel insurance
  • Spending money
Unexpected or emergency travel
  • Last minute flights
  • Emergency accommodation
  • Medical travel expenses
  • Family emergencies
  • Urgent business travel
Additional travel needs
  • Passport and visa fees
  • Vaccinations and health requirements
  • Travel gear and luggage
  • Transport at your destination
  • Extended stays or changes in plans

In case you missed anything?

How much can I borrow for a travel loan?

We can connect you to lenders offering loans from $3,000 - $100,000. The amount you can borrow depends on your individual circumstances. We'll assess your income, expenses, and credit history to determine the most suitable loan amount for your situation.

Can I use the loan for both international and domestic travel?

Yes, you can use your loan for any type of travel, whether it's an international holiday, a domestic getaway, or urgent travel within or outside New Zealand.

What if my travel plans change after I've taken out a loan?

Our loans offer flexibility. You can still use the funds for alternative travel plans if needed.

How quickly can I get a travel loan?

You can receive a decision in minutes, and once everything is finalised, we can often release the funds on the same day. The more information you provide upfront, the quicker we can process your application.

Who can apply for a travel loan?

You're eligible to apply if you're over 18, a New Zealand citizen, permanent resident, or valid visa holder, and have a regular income. We'll need to verify that you can comfortably manage your loan repayments.

Still have questions?

Explore our Frequently Asked Questions so that you can make an informed decision about your travel loan. If you need further assistance, our team is here to help.

Secured or unsecured loan?

Secured personal loans use an asset (like a vehicle or property) as security, and lenders may offer lower interest rates, higher borrowing limits, and longer repayment terms. However, the asset may possibly be repossessed if you do not keep up on the payments for the loan.

Unsecured loans don't require security, which could provide more flexibility in fund usage and possibly a simpler application process. However, these loans typically have higher rates, lower limits, and possibly shorter terms.

Whether you need a secured on unsecured loan, MatchMe Money can help match you with loan options tailored to your financial situation.

Young child on a family holiday

Why choose us

As a New Zealand-based company, we understand the unique needs of Kiwis and the local finance landscape. We’re here to assist you with personalised, transparent, and reliable financial solutions.

Cutting edge technology

We use the latest technology to match you to lenders fast, giving you access to personal loan options all in one place.

Comprehensive security

Your personal and financial information is safe guarded with bank-level encryption, giving you peace of mind throughout the application process.

Transparency you can trust

We believe in clear honest communication, no hidden fees or confusing jargon.

Important information
  1. Interest rates can range from 10.95% p.a. to 29.95% p.a. for vehicle and personal loans with terms of 12 to 60 months. Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
  2. Please view our rates and fees. Additional lender fees may apply. Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Offers are subject to approval. Terms and conditions apply.
  3. Please note that we do not provide financial advice. The information on this page does not constitute a loan offer. We strongly recommend that you seek independent financial advice before making any financial decisions. Every individual's financial situation is unique, and a qualified financial advisor can provide personalised guidance based on your specific circumstances.
  4. Taking out a loan is a significant financial decision. Make sure you fully understand all terms, conditions, and potential costs before proceeding. If you have any questions about the information provided, please don't hesitate to ask us for clarification.

Start your home transformation today

Apply now and get the home you have always wanted.