Financial support when you need it most

Life is unpredictable. When unexpected events occur or emergencies strike, MatchMe Money is here to help. We'll match you with personal loans in minutes, with flexible options to help you navigate unforeseen circumstances.

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Solutions for life's emergencies

At MatchMe Money, we understand that unexpected events or emergencies can be stressful. Our emergency loans are designed to provide swift financial support when you need it most.

Flexible emergency financing

From medical or family emergencies to vehicle breakdowns, we can match you to loans suited for your needs.

Fast approval and funding

Our streamlined process ensures you can access funds quickly to address your specific emergency situation.

Supportive and understanding

We're here to help you navigate financial challenges during difficult times with financial support when you need it most.

Emergency loans for weather events e.g. flooding

Why choose an emergency loan

  • Quick access to funds

    Receive money in your account quickly to address urgent situations

  • Flexible loan terms

    Choose repayment terms from 1 to 5 years to suit your budget and needs

  • Simple application process

    Simple application designed for quick completion even in stressful situations

  • Transparent terms

    Clear upfront information for loan terms and conditions, so you know what to expect

  • Peace of mind

    Focus on handling your emergency whilst we take care of your application

How it works

Getting started is simple

1
Tell us about you

Answer a few questions and verify your identity in a few minutes with just your driver's license or passport.

2
Get matched in minutes

We handle the legwork, assessing your likelihood of approval and matching you with lenders.

3
Find your ideal loan

Explore transparent loan options and terms, selecting the loan best suited for your budget and needs.

4
Sign and receive your funds

We facilitate signing of the loan documents and quick release of funds, helping you streamline your finances faster

Emergency loan repayment calculator

Plan a resolution with confidence. Estimate how much your repayments could be, based on how long you would like to make them for.

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Estimated monthly loan repayments from

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Total repayment (Incl. interest and fees)
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The estimated monthly loan repayment figures illustrated above do not constitute a credit offer and are subject to both: (i) your chosen individual lender's approval to lend, and their terms and conditions; and (ii) MatchMe Money's own terms and conditions (including, in both cases, any additional establishment, introduction, security registration and other miscellaneous fees. MatchMe Money's fees information can be found on our interest rates and fees page. Your selected lender's own terms and conditions will be provided in the loan documentation that they will provide to you (if successful). We recommend seeking and obtaining your own financial advice before committing to any loan or financial product.

key loan information

What you need to know up front

Over 18 years of age
Valid New Zealand passport or drivers license
New Zealand citizen, permanent resident or visa holder
No active defaults, judgements or bankruptcies
$3,000 - $100,000
Loan amount
Up to $395
Establishment fee
10.95% - 29.95%
Interest rates
Up to $995
Introducer fee

View further information about our interest rates and fees.

Manage unforeseen circumstances

Our emergency loans can help you manage a range of unforeseen circumstances

Medical emergencies
  • Unexpected medical procedures
  • Dental emergencies
  • Mental health support
  • Specialist consultations
Urgent home repairs:
  • Storm or flood damage
  • Electrical or plumbing emergencies
  • Structural issues
  • Pest infestations
Vehicle breakdowns
  • Vehicle repairs
  • Replacement vehicles
  • Towing or temporary transportation
Family emergencies
  • Emergency travel
  • Unexpected legal costs
  • Funeral expenses
Other unexpected expenses:
  • Pet emergencies
  • Technology replacement for work or study

In case you missed anything?

How quickly can I get a funds for an emergency?

We understand the urgency of unexpected situations. You can receive a decision in minutes, and once everything is finalised, we can often release the funds on the same day. The more information you provide upfront, the quicker we can process your application.

Can I use this loan for multiple unexpected expenses?

Yes, you can use the loan to cover various unexpected costs.

How much can I borrow for my loan for emergencies?

We can connect you to lenders offering loans from $3,000 - $100,000. The amount you can borrow depends on your individual circumstances. We'll assess your income, expenses, and credit history to determine the most suitable loan amount for your situation.

Will a loan affect my credit score?

Checking your eligibility with us won't affect your credit score. We perform a 'soft' inquiry that doesn't leave a mark on your credit report. Your score will only be impacted if you decide to accept a loan offer.

Who can apply for a loan for unexpected events?

You're eligible to apply if you're over 18, a New Zealand citizen, permanent resident, or valid visa holder, and have a regular income. We'll need to verify that you can comfortably manage your loan repayments.

Still have questions?

Explore our Frequently Asked Questions so that you can make an informed decision about your emergency borrowing. If you need further assistance, our team is here to help.

Frequently Asked Questions

Secured or unsecured loan?

Secured personal loans use an asset (like a vehicle or property) as security, and lenders may offer lower interest rates, higher borrowing limits, and longer repayment terms. However, the asset may possibly be repossessed if you do not keep up on the payments for the loan.

Unsecured loans don't require security, which could provide more flexibility in fund usage and possibly a simpler application process. However, these loans typically have higher rates, lower limits, and possibly shorter terms.

Whether you need a secured on unsecured loan, MatchMe Money can help match you with loan options tailored to your financial situation.

Man at doctors, used emergency borrowing for medical bills

Personal loans for life's moments

Whether you're planning a wedding, consolidating debt or embarking on a dream holiday, we're here to help with a range of personal loans

Personal loans

Personal loans for life's moments

Wedding and events

Turn your dream celebration into reality

Debt consolidation

A personal loan to consolidate debt

Travel and holiday

Transform your travel aspirations

Home renovation

Finance your home renovation or emergency repairs

Why choose us

As a New Zealand-based company, we understand the unique needs of Kiwis and the local finance landscape. We’re here to assist you with personalised, transparent, and reliable financial solutions.

Cutting edge technology

We use the latest technology to match you to lenders fast, giving you access to personal loan options all in one place.

Comprehensive security

Your personal and financial information is safe guarded with bank-level encryption, giving you peace of mind throughout the application process.

Transparency you can trust

We believe in clear honest communication, no hidden fees or confusing jargon.

Important information
  1. Interest rates can range from 10.95% p.a. to 29.95% p.a. for vehicle and personal loans with terms of 12 to 60 months. Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
  2. Please view our rates and fees. Additional lender fees may apply. Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Offers are subject to approval. Terms and conditions apply.
  3. Please note that we do not provide financial advice. The information on this page does not constitute a loan offer. We strongly recommend that you seek independent financial advice before making any financial decisions. Every individual's financial situation is unique, and a qualified financial advisor can provide personalised guidance based on your specific circumstances.
  4. Taking out a loan is a significant financial decision. Make sure you fully understand all terms, conditions, and potential costs before proceeding. If you have any questions about the information provided, please don't hesitate to ask us for clarification.

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MatchMe Money Limited (FSP1007463) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008.

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